function validate() {
	var themessage = "Please complete the following fields: ";	
	
	if (document.form.req_loan_amount.value=="") {
	themessage = themessage + " \n Required Loan Amount";
	}
	if (document.form.item_for_loan.value=="") {
	themessage = themessage + " \n Item for loan";
	}
	if (document.form.title.value=="") {
	themessage = themessage + " \n Title";
	}
	if (document.form.initials.value=="") {
	themessage = themessage + " \n Initials";
	}
	if (document.form.sname.value=="") {
	themessage = themessage + " \n Surname";
	}
	if (document.form.tel.value=="") {
	themessage = themessage + " \n Phone No";
	}
	if (document.form.email.value=="") {
		themessage = themessage + " \n Email Address";
	}
	if (document.form.email.value!="") {
		var email = document.form.email.value;
		if (document.form.email.value.indexOf("@") == -1 || document.form.email.value.indexOf(".") == -1 || document.form.email.value.length < 5) {		
			themessage = themessage + " \n Please enter valid email address.";
		}
	}
	
	
	//alert if fields are empty and cancel form submit
	if (themessage == "Please complete the following fields: ") {
	document.form.submit();
	}
	else {
	alert(themessage);
	return false;
	}   
}